Terms of Use
Effective Date: May 17, 2026
By accessing or using this website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with these Terms, please do not use this website.
Website Purpose
This website provides general educational and informational content regarding financial planning, insurance, investment-related concepts, and related services. Information on this website is general in nature and is not individualized financial, legal, tax, accounting, or investment advice.
No Professional Advice
Nothing on this website constitutes legal advice, tax advice, accounting advice, investment advice, guaranteed financial recommendations, or an offer to sell or solicit securities. Recommendations require a full review of personal circumstances, objectives, risk tolerance, financial situation, underwriting, and regulatory suitability requirements.
No Guarantees
XLNT Advisors Inc. strives to provide accurate and current information, but makes no representations or warranties regarding accuracy, completeness, reliability, availability, timeliness, or suitability. Website content may change without notice.
Insurance and Financial Product Disclaimers
Insurance products are subject to underwriting approval, carrier terms and conditions, provincial licensing availability, product limitations, and exclusions. Illustrations, projections, dividend assumptions, rates of return, or policy examples shown on this website are for informational purposes only and are not guarantees unless specifically stated in contractual documentation issued by an insurer.
Intellectual Property
All website content, branding, logos, graphics, images, layouts, designs, educational content, and downloads are the property of XLNT Advisors Inc. unless otherwise stated. No content may be copied, reproduced, distributed, or modified without prior written consent.
Permitted Use
Users agree not to use the website for unlawful purposes, attempt unauthorized access to systems or data, submit false or misleading information, interfere with website functionality, or introduce malicious software or automated spam.
Third-Party Services and Links
This website may reference or link to third-party services, platforms, or websites. XLNT Advisors Inc. does not control or guarantee third-party content or services. Use of third-party platforms is at your own risk.
Limitation of Liability
To the maximum extent permitted by law, XLNT Advisors Inc. shall not be liable for direct, indirect, incidental, consequential, or special damages arising from use of this website, reliance on website content, technical interruptions, errors or omissions, security incidents beyond reasonable control, or third-party services.
Privacy
Use of this website is also governed by our Privacy Policy. By using this website, you acknowledge and agree to the terms of our Privacy Policy.
Governing Law
These Terms of Use are governed by the laws of the Province of Ontario and the laws of Canada applicable therein. Any disputes shall be subject to the jurisdiction of the courts of Ontario, Canada.
Contact
For questions regarding these Terms of Use, contact XLNT Advisors Inc. at info@xlntadvisors.ca.