XLNT IRP is a Participating Whole Life Insurance Plan and A Tax-Free Investment Canadians Can Open.

What is XLNT IRP?

XLNT Insured Retirement Plans (IRP) are Participating Whole Life Insurance Plans and a tax-free investment plan in Canada. From the day you open your Insured Retirement Plan (IRP), you:

Will receive a tax-free annual dividend for life

Your cash value is guaranteed and will grow tax-free for life

Can access your IRP cash value tax-free in retirement

You can access your IRP cash value tax-free in retirement from anywhere in the world without restrictions or taxes

How Valuable Is Your IRP Client?

IRP clients are high income professionals and business owners

IRP is a Participating Whole Life plan, highest premium plans in the market

IRP Clients presents you an opportunity to manage their investments as well

IRP Clients open insurance plans for their spouses and entire family

IRP specialists are viewed as trusted tax and wealth advisors and are highly referred

Only Participating Whole Life Plans (IRP) can be funded with an IFA

Become an XLNT Advisor

Register

Complete XLNT Advisor registration and speak with an XLNT associate

Connect

Complete XLNT training and order your IRP clients

Grow

Start connecting with parents and opening IRPs

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