Child Plan™ for Grandchildren
Give Your Grandchild The Gift of Financial Security To Get The Best Education and Follow Their Dreams

  • The only tax-free investment grandparents can open for grandchildren in Canada.
  • Each grandchild will receive a tax-free annual dividend for life.
  • Cash values are guaranteed and grow tax-free for life.
  • Grandparents can transfer the Child Plan™ completely tax-free to each grandchild.

What is Child Plan™ for Grandchidren?

Child Plan™ is a Participating Whole Life Insurance Plan and a tax-free investment grandparents can open for children in Canada. From the day your client opens a Child Plan™

Child Plan™ is a Tax-Free Trust for each Grandchild

Can open a Child Plan™ for each Grandchild, separately

Each Grandchild will receive Tax-Free annual dividend for life

Can transfer Child Plan™
Tax-Free to their child to hold in trust for their Grandchild

Can transfer their wealth
Tax-Free directly to each Grandchild

Can prefund their Child Plan™ and get up to a 35% discount

How Valuable Is Your Child Plan™ Client?

One introduction gets you the entire family

Grandparents will open a Child Plan™ for each grandchild

Grandparents will refer you to their children

Advise them on estate planning

Whole life insurance to cover family and future taxes

Investment management on their RRSP’s and LIRA’s

Child Plan™ for Grandchildren Example

Become an XLNT Advisor

Register

Complete XLNT Advisor registration and speak with an XLNT associate

Connect

Complete XLNT training and order your Child Plan™ clients

Grow

Start connecting with grandparents and opening Child Plan’s

Request More Information